For many, a big home is a dream come true, and for others not so much. While there are many families out there that need big homes, there are an equal number of people who prefer smaller homes. Downsizing isn’t just for retirees and those whose children have flown the coop – buying a smaller […]
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Many would-be home buyers – particularly those who are self-employed – sit on the sidelines for fear they won’t qualify for a mortgage. But those fears may be unwarranted. Self-employed buyers make up a huge share of today’s home purchases, and lenders are making it easier than ever for them to qualify. Are you self-employed […]
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Looking for a home to fulfill your needs is important, and if you’re a parent with children you’ll also want to find a home that fulfills the needs of your family. While the number of bedrooms and bathrooms is always important, there are other home features that can either make or break everyday life. If […]
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When it comes to buying a home, most of us cannot afford to buy a property with cash. Applying for a mortgage loan is the reality for the majority of buyers, and it’s a process with several requirements. While no one wants to be denied, it can happen. Here are some of the top reasons […]
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Everything happens online now, whether it’s business conferencing, entertainment, social networking, finances, or shopping. According to the National Association of REALTORS®, about 95 percent of home buyers look for their next property online. There are numerous sites that take you to a multiple listing service (MLS), where you will find data, descriptions, and very often […]
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Picking a mortgage lender is a big decision. After all, they’ll be handling what’s likely the biggest transaction of your life (not to mention managing your loan for decades to come). Want to make sure you choose right? Here’s how: Ask for referrals from friends, neighbors and your agent. Read reviews on each lender you […]
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Buying a home, but not sure what price range to look in? First, determine what monthly payment you could comfortably manage. In general, you don’t want to spend more than 30% of your monthly income on housing. You should also make sure to leave enough cash flow to cover other bills, debts and expenses you […]
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Homeowners associations, or HOAs, are governing bodies that set and enforce the rules of a neighborhood or condominium development. They maintain common areas and oversee the amenities, covenants and restrictions of the neighborhood. There are many ways a HOA can be beneficial to you, but there are also aspects that you might find restrictive. If […]
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The old adage “cash is king” can certainly hold true when it comes to home buying. However, your investment might be safer and more productive if you take out a mortgage instead. You need to decide which way will give you the biggest bang for your buck. Paying Cash for Your Home Paying with cash […]
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