Learn About Buying

Homeowners associations, or HOAs, are governing bodies that set and enforce the rules of a neighborhood or condominium development. They maintain common areas and oversee the amenities, covenants and restrictions of the neighborhood. There are many ways a HOA can be beneficial to you, but there are also aspects that you might find restrictive. If […]

The old adage “cash is king” can certainly hold true when it comes to home buying. However, your investment might be safer and more productive if you take out a mortgage instead. You need to decide which way will give you the biggest bang for your buck. Paying Cash for Your Home Paying with cash […]

When you are considering a specific house, one of the most important questions you will ask is if it’s in a safe neighborhood. This is especially crucial if you are moving from out-of-town or into an unfamiliar area of your city. Do the research to learn if the location is safe for kids to play […]

As the owner of a new home, you should be pleased that you have successfully negotiated all the financial requirements to close the deal and take possession of your new place. However, the down payment and mortgage are just the beginning of new financial demands. Owning a home has plenty of expenses that need careful […]

Many retirees decide to purchase a vacation home as their ideal place to rest and relax. A second home can be a gathering place for friends and family, and a supplement to your retirement income via future renting potential. Plus, any mortgage interest you pay is tax deductible as long as it’s a personal residence, […]

You’ve saved and planned and you are finally ready to buy your first home or move up to a larger one. It’s fairly easy to figure out how large a mortgage you can fit into your budget. Your real estate agent has tables and formulas that can determine the percentage of your income that’s reasonable […]

Almost all adults in this country believe that home ownership is an important part of the American dream and that it increases financial stability. But many Americans think that owning a home is out of their reach. In truth, many perceived obstacles are simply misconceptions about what is required to purchase a home. After reviewing […]

Your home is more than just a roof over your head. Homeownership has long been a big part of the American Dream. A great majority of people in this country believe that owning their own home is either essential or important to achieving a feeling of success and prosperity. Of course, there are many financial […]