Your long house hunt is over, and it’s time for the next chapter in your life. You finally get the keys and move in a big truckload of your belongings. Pictures go on the wall, the beds are put together, and you start to feel settled. What’s next? There are plenty of things to count […]
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For many, a big home is a dream come true, and for others not so much. While there are many families out there that need big homes, there are an equal number of people who prefer smaller homes. Downsizing isn’t just for retirees and those whose children have flown the coop – buying a smaller […]
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Many would-be home buyers – particularly those who are self-employed – sit on the sidelines for fear they won’t qualify for a mortgage. But those fears may be unwarranted. Self-employed buyers make up a huge share of today’s home purchases, and lenders are making it easier than ever for them to qualify. Are you self-employed […]
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Looking for a home to fulfill your needs is important, and if you’re a parent with children you’ll also want to find a home that fulfills the needs of your family. While the number of bedrooms and bathrooms is always important, there are other home features that can either make or break everyday life. If […]
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When it comes to buying a home, most of us cannot afford to buy a property with cash. Applying for a mortgage loan is the reality for the majority of buyers, and it’s a process with several requirements. While no one wants to be denied, it can happen. Here are some of the top reasons […]
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Everything happens online now, whether it’s business conferencing, entertainment, social networking, finances, or shopping. According to the National Association of REALTORS®, about 95 percent of home buyers look for their next property online. There are numerous sites that take you to a multiple listing service (MLS), where you will find data, descriptions, and very often […]
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Picking a mortgage lender is a big decision. After all, they’ll be handling what’s likely the biggest transaction of your life (not to mention managing your loan for decades to come). Want to make sure you choose right? Here’s how: Ask for referrals from friends, neighbors and your agent. Read reviews on each lender you […]
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Including contingencies in your contract can help protect you, your finances and your family when buying a home. Here are some important ones to consider: Home inspection contingency, which allows you to have the home inspected Appraisal contingency, which protects you from owing extra money should your lender’s appraisal come in low Financing contingency, which […]
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Buying a home, but not sure what price range to look in? First, determine what monthly payment you could comfortably manage. In general, you don’t want to spend more than 30% of your monthly income on housing. You should also make sure to leave enough cash flow to cover other bills, debts and expenses you […]
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